Where can I find cheap car insurance for new drivers?

CARS INSURANCE REVIEWS
It seems like prices today keep skyrocketing, and one thing that can get really expensive is car insurance. Because new drivers are more at risk, car insurance for these drivers can get high.
Fortunately, you can save money on car insurance by comparing car insurance companies for FREE and instantly by entering your ZIP code into our ZIP code search.

Teen Driving Statistics

Car insurance for new drivers is considered more at risk for an accident, so the insurance premiums are higher. The following are some statistics obtained by insurance companies on new drivers:
• There are more accidents by new drivers than any other groups of drivers in the insurance industry.
• Car accidents are the number 1 killer of teens in the United States.
However, if drivers can prove to the insurance company that they are not at risk for an accident, their premiums should be lower. Also, drivers should take the time to compare car insurance companies and try to find the cheapest auto insurance. An easy way to do this for FREE is by entering your ZIP code into our ZIP code search.

Ways to get Cheap Car Insurance

If you are patient and work hard, there are many ways to get cheap car insurance for new drivers:
• Drivers should be informed: They should not just accept that their rates are going to be higher just because they are a new driver. There are many ways to lower insurance rates. Drivers should research the companies and see who offers the best deals.
• Drivers should reassure the Company: Most companies have higher insurance cost for new drivers because they come with a high risk. Drivers can reduce their rate if they can prove that they have a good credit record with no blemishes. They can also lower their rate if they choose a safe and older vehicle.
• Drivers can build up Driving History: New drivers might first be on the insurance of a more experienced driver. They could start off sharing a car, so they can prove that they are a safe driver.
• Drivers can ask for Discounts: There are many companies that provide discounts for good grades.
• Drivers can attend a Driving Class: Most companies will lower their rates if drivers attend a defensive driving or other type of course.

Tips to Get Lower Premiums

Here are some ways to get cheaper premiums and possibly cut in half the cost of car insurance.
1. Raise the deductible.
2. Choose the state minimum for liability insurance.
3. Remove comprehensive and collision insurance on old vehicles. Repair costs might be more that what the vehicle is worth.

Cheapest Cars to Insure

Insurance on new drivers will be cheaper depending on the type of vehicle. Most of the time, inexpensive cars are cheaper to insure. In addition, domestic, 4 door vehicles and 4 cylinder motors and minivans are also less expensive to insure.
Most experts say that it is not wise to purchase an SUV for a new driver. They are more expensive, and are not considered safe.
When looking for an older vehicle, there are several factors to consider:
• Reliability
• Safety
• Price
If an individual chooses these features, they are more likely to obtain cheaper car insurance.

Ways to Influence Rates

There is an old saying that says, “You should lead by example.” A teen usually will model the parent. The premium can go sky high if the new driver immediately has tickets or traffic violations.
Parents should talk to their children about safety. The following are several things that parents can do to educate their child about safety:
• The whole family can even take a defensive driving course together.
• They can also teach their child how to handle rodeside emergencies. They should know how to change a tire, and they should know how a jack operates.
• They can also teach their child the dangers of drunk driving.
• They can teach their child the importance of driving within the speed limit.
If individuals can prove to the insurance company that they are taking safety measures, their car insurance could be less expensive.

 

Car Insurance Companies

Car insurance companies are very competitive, so it is very possible to obtain great rates, even if they are for new drivers. The best way to get cheap car insurance for a new driver is to shop around and find the best car insurance quotes.
Drivers will want to ask specific questions, such as discounts available, driving record and type of vehicle. Sometimes companies do not offer information, the individual just needs to ask the right questions.
The common discounts for new drivers are:
• Good grades: Most companies require a B or higher.
• Do not list the new driver as the primary driver: New drivers can list a parent or other family member as the main driver for the vehicle.
• Multi-car discounts: Most families have more than one car, so drivers can receive a discount for having more than one vehicle.
Individuals should obtain several quotes from insurance companies to see who will offer them the best rates. Drivers can get free quotes online to see what is available.
If drivers just spend a little effort lowering their rates, they can have extra money to spend on other things that they might enjoy.
So what are you waiting for? Start today and speak with car insurance companies about Cheap Car Insurance for New Drivers – use our ZIP CODE search to get FREE car insurance quotes today.
Source : carinsurancecompanies.com

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AAA Car Insurance Reviews - TOP INSURANCE 2011

AAA advertises itself as the “Most Trusted Auto Club in America” with over 50 million AAA members nationwide.

With such a loyal following for AAA’s emergency roadside assistance club the next logical offering would be car insurance and the company has succeeded in obtaining millions of loyal customers. In comparison to insurance companies whose main product is insurance AAA is still a non-profit organization focused on helping members save money.

Benefits of AAA Car Insurance
As an AAA car insurance company customer you will get advantages some insurance companies do not offer – such as the option to purchase an AAA Extended Auto Repair Warranty with such benefits as:

• Member Savings on Extended Warranty Plans
• Easy payment plans
• Transferable when you sell your car to a private party
• Your choice of licensed repair facilities throughout the U.S. and Canada

In addition, most AAA car insurance divisions (separated by regions – like AAA South, AAA Midwest etc.) offer discounts for prepaying your full 12 month policy upfront.  In contrast to most car insurance companies AAA also offers a 12 month policy. Many larger companies only provide a 6 month policy although generally renewed automatically.

AAA Car Insurance Discounts
As with many large car insurance companies AAA also provides many types of personal insurance policies such as Home Insurance, Life Insurance and Health Insurance all under the AAA brand name. This can mean substantial savings to consumers who opt at use the AAA insurance company for multiple policies. In fact when you purchase AAA car insurance its possible to save almost 20% in premiums should you purchase other AAA insurance policies.
 
How to Contact AAA Car Insurance
Since AAA offers various products according to where you live you can either call their toll free number or visit the company website which will automatically direct you to the division which handles your area of residence by identifying your computers IP address.
We can also help you find car insurance companies locally so use our ZIP CODE search to find local car insurance companies and compare car insurance companies online.
Search : carinsurancecompanies.com

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AIG Car Insurance Reviews - AUTO INSURANCE

AUC.com - AIG auto insurance is a product offering from AIG – one of the largest financial companies in the world however AIG has also been at the forefront of the Wall Street bailout news with many rating agencies downgrading the company and questions about its long term survival are still discussed by many financial experts. With headquarters in New York, The AIG car insurance policies were sold though the AIG Direct brand until it was later sold to 21st Century Insurance and then sold again as part of the Farmers Insurance Company acquisition of 21st Century.

How to get an AIG CAR Insurance Quote
While AIG car insurance reviews were good the AIG car insurance policy does not exist any more and you need to contact Farmers Car Insurance division or compare car insurance companies online to choose one from the many nationwide and local car insurance companies who offer coverage.
AIG / FARMERS Car Insurance Discounts
Saving money on car insurance is very possible with Farmers Car Insurance much like most national car insurance companies. Many offer car insurance discounts such as rewards for safe driving, vehicle safety equipment, multiple insurance policies held by the same consumers and more. Many consumers enjoy the customer service and reputation of Farmers Car Insurance so although AIG Car Insurance is no longer available consumers still have a very good choice for the car insurance products AIG used to offer.

How to Contact Farmers Car Insurance
Since Farmers car insurance offers various products according to where you live you can either call their toll free number or visit the company website to contact a Farmer’s insurance agent
We can also help you find car insurance companies locally so use our ZIP CODE search and compare car insurance companies online.
Source : carinsurancecompanies.com

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21st Century Car Insurance Review

UAC.com - Thinking of choosing 21st Century Car Insurance for your next auto insurance policy? In addition to our 21st Century Car Insurance review you can also compare other car insurance companies to help you decide whether or not 21st Century Car Insurance is right for you. Remember, you have many car insurance companies to choose from so take a few moments and enter your zip code to get car insurance quotes from car insurance companies near you today.

About 21st Century Car Insurance
21st Century Car Insurance is now part of the Farmers Insurance Group of Companies®, the third largest personal lines insurer in the United States. 21st Century issues a wide range of insurance policies from auto insurance to mobile home insurance to classic car insurance. Currently they offer insurance products throughout most of the United States under companies using the 21st Century brand such as:

• 21st Century Pacific Insurance Company
• 21st Century North America Insurance Company
• 21st Century Centennial Insurance Company
• 21st Century Premier Insurance Company
• 21st Century Insurance Company

21st Century Car Insurance Reviews
As one of the larger insurance companies 21st Century Car Insurance company provides a number of options to help policy holders enjoy peace of mind including an easy to navigate (although content limited) website with an online claims processing option. The company also actively promotes free 24 hour emergency roadside assistance along with other benefits for their car insurance customers.
Getting a car insurance quote from the 21st Century Car Insurance Company is very similar to most car insurance companies as you simply enter your zip code on the home page or call an 800 number to speak with an agent. The process is relatively simple.
The one thing we did find missing on the company’s website however are links to any awards won through customer service rating agencies so it’s hard to tell whether or not their main focus is on price or customer service. Source : carinsurancecompanies.com

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American Family insurance - auto insurance reviews

For more than 80 years, we've made it our business to give our customers peace of mind by making their insurance experience easy and convenient. American Family Insurance understands you are looking for a relationship with a stable and trustworthy company. You want an expert, caring advisor who works toward making your insurance experience easy and convenient. An advisor who ensures there are no unwelcome surprises and peace of mind, especially in your time of need. Our knowledgeable agent advisors provide auto, home, life, health, business, and farm & ranch insurance

American Family Insurance
1811 Pioneer Park Way
Springfield OR 97477-1141
Monica Smith Agency


Here are a member FAMILY INSURANCE opinion about this insurance service

I have been with American Family Insurance for over 10+ years.I have had the best agents up to when my agent Brandy Clayton retired to have a family, we were moved to another agent that had a bad personality and moved to the MONICA SMITH AGENCY. That was not much better. We wanted to immediately move from her agency too. I decided not too and just stay and see if she would work out or not. We'll that was a BIG MISTAKE!!! I asked for UMPD to be put on my policy 3 months ago, when I changed my comp. to a $1000 ded. Monica Smith recommended that I get UMPD coverage because of the high ded. I added that coverage. Monica forgot or ???? and just did not add that coverage to my policy ( I thought I had UMPD coverage like I had discussed with Monica 3 months earlier). 30 days later I was informed I have never had UMPD, of course not since it was added 3 months ago over the phone. My son and daughter also have it. My suv is the most expensive of the 3 cars and even the adjuster said that my car should have UMPD over the other 2, since it was the most expensive. The adjuster did not understand why my agent had the coverage on their cars and not mine when I am the main policy holder. I was in a car accident and was told that I would have a $200 ded. when filed police report. After 30 days and getting the police report filed, I was told that I do not have UMPD. I have a $1000 ded. which I'm fine with, but the UMPD that my agent was supposed to add has $200 ded. which a hit and run would go under. My damages are $750. Monica Smith has lied to the insurance commissioner and other agents that I asked her not to put UMPD on my coverage which is a total lie. I write on envelopes what is being said during phone conversations. I have one envelope that I wrote my desired insurance changes I wanted when talking to Monica Smith 3 months ago. I have 10 other envelopes that have info from other services. It's a common practice for me, I never have paper around, yet I always have envelopes around to write on. FUNNY TOO-MONICA WAITED 30 DAYS TO TELL ME I DO NOT HAVE UMPD COVERAGE. She cannot own up to her mistakes.
And American Family says they make your insurance experience easy and convenient. An advisor who ensures there are no unwelcome surprises and peace of mind, especially in your time of need.
I'm not receiving convenient and easy service without unwelcome surprises. I sure had a very UNWELCOME Surprise.
My family has given american family $500 a month for 3 cars and homeowners insurance. I also had business insurance with them for 6 years which added to a lot of money going to am/fam.My agent Monica Smith has also lied to her customers about PIP insurance. You can have a $250 ded and she told us it was against Oregon law to have a ded. on PIP. (against the law, great way to get extra $$$$ by not telling the truth to her clients) She checked into it and found out you can. Also told me that I was the first person ever in the history of her being an agent that has written a policy with a ded. on PIP coverage. Just think of all the customers she is taking advantage of. Out to make an extra buck where ever she can. Oh yeah!, My agent wrote a letter to the insurance commisioner and said that I was trying to twist her (Monica Smiths) words etc.. to get the outcome I wanted. Can you believe that???? Pretty much telling her customer that they are a con artist. WOW. She would not even have a paycheck if it was not for customers!!! Stay away from this company and especially this rude, incompetent agent!!! Cant even write my policy changes right. Then she says she took the ethical road, because it would not be fair to American Family to have to cover this claim under a coverage that the customer did not want to pay the premium to add. Monica is UN ETHICAL. Not putting on the UMPD on my Honda Passport for $11 a month. It is such a small expense and that is why I wanted to go with her recommendation. To be covered for an accident that was not caused my me. My son has left the insurance asap as soon as he saw what they (am/fam-monica smith) were doing to me. As a paying and loyal customer to American Family Insurance Company for 10+ years, I refuse to be treated like this. Furthermore, under no circumstances will I tolerate lies. I was very clear and pragmatic with my directives to Agent Monica Smith.
American Family has yet to fix this severe mistake of my agents

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Source : http://www.carreview.com/

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